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The share of deposits held in locally-owned banks has fallen steadily in the US and in Colorado since the 1990s. This shift has hit already-under-served rural Colorado counties especially hard. A decline in local bank shares imposes welfare costs on consumers and business ventures seeking financial services, and contributes to macroeconomic instability.
14) The Memory Bank
Author
Description
When Hope learns that, while her memory account is seriously low, she is a champion dreamer, she stays at the World Wide Memory Bank trying to locate her sister Honey, whom their parents abandoned and told Hope to forget.
Author
Description
In 1866 tragedy strikes at the exclusive Windfield School when a mysterious accident takes the life of a student. Among the student's circle of friends are Hugh Pilaster; Hugh's older cousin Edward, dissolute heir to the Pilaster banking fortune; and Micky Miranda, the handsome son of a brutal South American oligarchy. The death and its aftermath begin the spiraling circle of treachery that will span three decades and entwine many lives.